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May I get my own personal auto- insurance ?

Easily get a mortgage for a car through a credit corporation.in purchase to get my insurance price to-go down may I set dad being a driver? My concern is does my dad need to be around the mortgage to be the principal driver although i mean in terms of the dealership can be involved its paid money since its settled having a check and me be extra? Or do i have to become primary.ive never been protected and in 22 cant purchase the vehicle because he’s an impending social protection thing.help!

“My mum is learning to travel and my father got her therefore I have entry to it should I require it a small Vauxhall Corsa as well as the concept was to guarantee me around the auto